I've missed you all! It seems we'll have a new President soon pending the incoming Civil War. If we can't make jokes about our potential doom then we aren't true Americans. I can't quite say I'm happy about a Biden presidency, but after 2020 I think we all need a fresh start. I'd like to wish you all a Happy New Year and say that I'm thrilled to continue help you become a smarter investor. Stay classy, and never forget rule #1.